Tag Archives: Banking Glossary

  • Banking Terms – X, Y & Z

    Posted on May 1, 2012 by admin in Banking.

      Term Meaning Yield Curve A yield curve (also called the term structure of interest rates) represents a snapshot in time of the yields offered by bonds of the same type – and, in particular, of the same credit quality – but of different maturities. The yield curve is actually the relation between the interest […]

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  • Banking Terms – W

    Posted on May 1, 2012 by admin in Banking.

    Term Meaning W2 Statements A wage and tax statement used by the income tax system of United States to report wages paid to employees and the taxes withheld from them. Relevant amounts on Form W-2 are reported by the Social Security Administration to the Internal Revenue Service. Employers generally complete a Form W-2 for each […]

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  • Banking Terms – V

    Posted on May 1, 2012 by admin in Banking.

    Term Meaning VA Loan A loan guaranteed against default by the borrower by the U. S. Department of Veteran Affairs. VA loans require no down payment and are offered exclusively to United States military personnel who are active, discharged or retired. Value At Risk (VAR) The sum or portion of the value that is at […]

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  • Banking Terms – U

    Posted on May 1, 2012 by admin in Banking.

    Term Meaning UCF UCF stands for uncollected funds. Check, money orders, drafts or other financial instruments that is not released by the issuing bank. If the deposited check belongs to the same bank then the clearing period is less whereas if the deposited check belongs to other bank then the clearing period is more. When […]

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  • Banking Terms – T

    Posted on May 1, 2012 by admin in Banking.

    Term Meaning Tax Liens This refers to any claim by taxation authorities such as IRS on the income or other funds of the Borrower. Technical Analysis A method of evaluating securities by relying on the assumption that market data, such as charts of price, volume, and open interest, can help predict future (usually short-term) market […]

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