• List of Abbreviations used in Banking Industry

    Abbreviations Meaning
    ABCI Association of Business Communicators of India
    ABCP Asset Backed Commercial Paper
    ACF Auto Correlation Function
    ACU Asian Clearing Union
    AD Authorized Dealer
    ADB Asian Development Bank
    ADF Augmented Dicky Fuller
    ADR Asset Development Reserve
    ADRs American Depository Receipts
    ADs Authorised Dealers
    AERA Airport Economic Regulatory Act
    AFI Annual Financial Inspection
    AFS Annual Financial Statement
    AFS Available For Sale
    AGM Annual General Meeting
    AIFI All India Financial Institution
    AIMSCS Advanced Institute of Mathematics, Statistics and Computer Science
    AIRCSC All India Rural Credit Survey Committee
    ALM Asset Liability Management
    AMA Advanced Measurement Approach
    AMFI Association of Mutual Funds in India
    AML Anti-Money Laundering
    AMU Asian Monetary Unit
    ANBC Adjusted Net Bank Credit
    AO Additive Outliers
    APS Annual Policy Statement
    AR Auto Regression
    ARIMA Auto Regressive Integrated Moving Average
    AS Accounting Standard
    ASSOCHAM Associated Chambers of Commerce and Industry of India
    ATM Asynchronous Transfer Mode
    ATM Automated Teller Machine
    BAFT Bankers’ Association for Finance & Trade
    Bank Accounts, RBI
    BC Business Correspondent
    BCBS Basel Committee on Banking Supervision
    BCP Business Continuity Planning
    BCSBI Banking Codes and Standards Board of India
    BE Budget Estimates
    BF Business Facilitator
    BFS Board for Financial Supervision
    BFSI Banking Financial Services and Insurance
    BIS Bank for International Settlements
    BMP Basic Management Programme
    BOI Bank of India
    BoP Balance of Payments
    BPLR Benchmark Prime Lending Rate
    BPM5 Balance of Payments Manual, 5th edition
    BPSD Balance of Payments Division,DESACS, RBI
    BPSS Board for Regulation and Supervision of Payment and Settlement Systems
    BRBNMPL Bharatiya Reserve Bank Note Mudran Private Limited
    BSA Bilateral Swap Arrangements
    BSCS Basel Committee on Banking Supervision
    BSE Bombay Stock Exchange, Mumbai
    BSR Basic Statistical Returns
    BTC Bankers’ Training College
    CA Concurrent Audit
    CAB College of Agricultural Banking
    CACP Commission for Agricultural Costs and Prices
    CAD Capital Account Deficit
    CAD Current Account Deficit
    CAG Controller and Auditor General of India
    CAMELS Capital Adquacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control
    CAS Central Account Section
    CBDT Central Board of Direct Taxes
    CBLO Collateralised Borrowing and Lending Obligation
    CBS Consolidated Banking Statistics
    CBS Core Banking Solutions
    CC Cash Credit
    CCB Central Co-operative Bank
    CCC Central Complaints Committee
    CCIL Clearing Corporation of India Limited
    CCR Counterfeit Currency Report
    CCRS Currency Chest Reporting System
    CD Certificate of Deposit
    CD Currency Deposit
    CD Ratio Credit Deposit Ratio
    CDBMS Centralised Data Base Management System
    CDBS Committee of Direction on Banking Statistics
    CDOs Collateralised Debt Obligations
    CDR Corporate Debt Restructuring
    CDS Credit Default Swap
    CENVAT Central Value Added Tax
    CF Company Finance
    CFMS Centralised Funds Management System
    CFRA Combined Finance and Revenue Accounts
    CFSA Committee on Financial Sector Assessment
    CFT Combating Financing of Terrorism
    CGFTMSE Credit Guarantee Fund Trust for Micro and Small Enterprises
    CGRA Currency and Gold Revaluation Account
    CIC Central Information Commission
    CICs Credit Information Companies
    CII Confederation of Indian Industries
    CIS Commonwealth of Independent States
    CMCPS Compulsorily and Mandatorily Convertible Preference Shares
    CMIS Currency Management Information System
    CO Capital Outlay
    CoBoSAC Corporate Bonds and Securitisation Advisory Committee
    CODs Central Office Departments
    CoR Certificate of Registration
    CP Commercial Paper
    CPADS Centralised Public Accounts Department System
    CPC Cheque Processing Centre
    CPDO Centralised Public Debt Office
    CPFF Commercial Paper Funding Facility
    CPI Consumer Price Index
    CPI-AL Consumer Price Index Agricultural Labourers
    CPI-IW Consumer Price Index for Industrial Workers
    CPIO Central Public Information Officer
    CPI-RL Consumer Price Index Rural Labourers
    CPIs Consumer Price Indices
    CPMG Corporate Performance Monitoring Group
    CPPC Central Pension Payment Cell
    CPSEs Central Public Sector Enterprises
    CR Contingency Reserve
    CR Capital Receipts
    CRAR Capital to Risk Weighted AssetRatio
    CRCS Central Registar of Co-operative Societies
    CRR Cash Reserve Ratio
    CSAA Control Self-Assessment Audit
    CSD Customer Services Department
    CSF Consolidated Sinking Fund
    CSGL Constituant Subsidiary General Ledger
    CSIR Council of Scientific and Industrial Research
    CSO Central Statistical Organisation
    CTR Cash Transaction Receipt
    CTS Cheque Truncation System
    CTS Complaint Tracking System
    CVC Central Vigilance Commission
    CVD Countervailing Duty
    CVPS Currency Verification and Processing System
    CWC Central Water Commission
    DAD Deposit Accounts Department
    DAP Development Action Plan
    DAP District Agricultural Plan
    DAPM Department of Administration and Personnel Management
    DBOD Department of Banking Operations and Development
    DBS Department of Banking Supervision, RBI
    DCA Department of Company Affairs, (Now known as Ministry of Companies Affairs, MCA) Government of India
    DCB Demand Collection and Balance
    DCC District Consultative Committee
    DCCB District Central Cooperative Bank
    DCM Department of Currency Management, RBI
    DD Demand Draft
    DDS Data Dissemination Standards
    DEAP Department of Economic Analysis and Policy
    DEBC Department of Expenditure and Budgetary Control
    DEIO Department of External Investments and Operations
    DEPB Duty Entitlement Pass Book
    DESACS Department of Statistical Analysis & Computer Services, RBI
    DGBA Department of Government and Bank Accounts
    DGCI&S Directorate General of Commercial Intelligence and Statistics
    DI Direct Investment
    DIC District Industries Centre
    DICGC Deposit Insurance and Credit Guarantee Corporation of India
    DID Discharge of Internal Debt
    DIP Disclosure and Investor Protection
    DIT Department of Information Technology
    DMA Departmentalized Ministries Account
    DMIS Document Management Information System
    DNBS Department of Non-Banking Supervision
    DOC Department of Communication
    DoT Department of Telecommunication
    DRG Development Research Group
    DRI Differntial Rate of Interest Scheme
    DRI Differential Rate of Interest
    DRT Debt Recovery Tribunal
    DS Difference Stationary
    DSB Designated Settlement Banks
    DSBB Dissemination Standards Bulletin Board
    DSIM Department of Statistics and Information Management
    DVP Delivery versus Payment
    DvP Delivery versus Payment
    EACB European Association of Co-operative Banks
    EBT Electronic Benefit Transfer
    ECB European Central Bank
    ECBs External Commercial Borrowings
    ECGC Export Credit and Guarantee Corporation
    ECGC Export Credit Guarantee Corporation
    ECR Export Credit Refinance
    ECS Electronic Clearing Scheme
    EDMU External Debt Management Unit
    EEA Exchange Equalization Account
    EEC European Economic Community
    EEFC Exchange Earners’ Foreign Currency
    EFR Exchange Fluctuation Reserve
    EFT Electronic Funds Transfer
    EMEs Emerging Market Economies
    EOU Export Oriented Unit
    EPCG Export Promotion Capital Goods
    EPF Employees Provident Fund
    ESOS Employees Stock Option Scheme
    EU European Union
    EUR Euro
    EXIM Bank Export Import Bank of India
    FAO Food & Agriculture Organisation
    FAQs Frequently Asked Questions
    FATF Financial Action Task Force
    FBT Fringe Benefit Tax
    FC Financial Conglomerate
    FCAs Foreign Currency Assets
    FCCB Foreign Currency Convertible Bond
    FCI Food Corporation of India
    FCNR(B) Foreign Currency Non-resident (Banks)
    FCNRA Foreign Currency Non-resident Account
    FCNRD Foreign Currency Non-Repatriable Deposit
    FDI Foreign Direct Investment
    FED Foreign Exchange Department
    FEDAI Foreign Exchange Dealers’ Association of India
    FEMA Foreign Exchange Management Act
    FI Financial Institution
    FICCI Federation of Indian Chambers of Commerce and Industry
    FIEO Federation of Indian Export Organisation
    FIIs Foreign Institutional Investors
    FIMMDA Fixed Income Money Market and Derivatives Association of India
    FIPB Foreign Investment Promotion Board
    FISIM Financial Intermediation Services Indirectly Measured
    FITL Funded Interest Term Loan
    FIU-IND Financial Intelligence Unit- India
    FLAS Foreign Liabilities and Assets Survey
    FLCCs Financial Literacy and Credit Counselling Centres
    FMCG Fast Moving Consumer Goods
    FMD Financial Markets Department
    FOF Flow Of Funds
    FPI Foreign Portfolio Investment
    FPS Focus Product Scheme
    FRA Forward Rate Agreement
    FRBM Fiscal Responsibility and Budget Management Act, 2003
    FRBs Floating Rate Bonds
    FRL Full Reservoir Level
    FRLs Fiscal Responsibility Legislations
    FRN Floating Rate Note
    FSB Financial Stability Board
    FSF Financial Stability Forum
    FSS Farmers’ Service Societies
    FST Financial Sector Technology
    FVCIs Foreign Venture Capital Investors
    FWG First Working Group on Money supply
    G Sec Government Securities
    GCC Gulf Cooperation Council
    GCCs General purpose Credit Cards
    GDP Gross Domestic Product
    GDRs Global Depository Receipts
    GFCE Government Financial Consumption Expenditure
    GFD Gross Fiscal Deficit
    GFS Government Finance Statistics
    GFSR Global Financial Stability Report
    GIC General Insurance Corporation
    GIPSA General Insurer’s (Public Sector) Association of India
    GLS Generalized Least Squares
    GNIE Government Not Included Elsewhere
    GoI Government of India
    GPD Gross Primary Deficit
    GRF Guarantee Redemption Fund
    GSDP Gross State Domestic Product
    GST Goods and Services Tax
    HDFC Housing Development Finance Corporation
    HFCs Housing Finance Companies
    HFT Held For Trading
    HICP Harmonised Index of Consumer Prices
    HLAC High Level Advisory Committee
    HLCCFM High Level Coordination Committee on Financial Markets
    HLG High Level Group
    HO Head Office
    HR Human Resources
    HRDD Human Resources Development Department
    HRMS Human Resources Management System
    HSUI Housing Start Up Index
    HTM Held to Maturity
    HUDCO Housing & Urban Development    Corporation
    IAS Integrated Accounting Systems
    IASC Inspection and Audit Sub-Committee
    IBA Indian Banks’ Association
    IBRD International Bank for  Reconstruction and Development
    IBS International Banking Statistics
    ICAC International Cotton Advisory Committee
    ICAI Institute of Chartered Accountants of India
    ICAR Indian Council for Agricultural Research
    ICCOMS Integrated Computerised Currency Operations and Management System
    ICICI Industrial Credit and Investment    Corporation of India
    ICMR Indian Council of Medical Research
    ICT Information and Communication Technology
    IDB India Development Bonds
    IDBI Industrial Development Bank of India
    IDD Industrial Development Department
    IDMD Internal Debt Management Department
    IDR Indian Depository Receipt
    IDRBT Institute for Development & Research in Banking Technology
    IEM Industrial Entrepreneurs Memoranda
    IES Integrated Establishment System
    IFAD International Fund for Agricultural    Development
    IFC(W) International Finance Corporation (Washington)
    IFCI Industrial Finance Corporation of India
    IFR Investment Fluctuation Reserve Account
    IFS International Financial Statistics
    IGIDR Indira Gandhi Institute of Development Research
    IGLS Iterative Generalized Least Squares
    IIA Institute of Internal Auditors
    IIBI Industrial Investment Bank of India
    IIBM Indian Institute of Bank Management
    IIFCL India Infrastructure Finance Company Limited
    IIFT Indian Institute of Foreign Trade
    IIP Index of Industrial Production
    IIP/InIP International Investment Position
    ILO International Labour Organisation
    IMA Internal Models Approach
    IMD India Millennium Deposits
    IMD India Meteorological Department
    IMF International Monetary Fund
    IMF International Monetary Fund
    IMFC International Monetary and Financial Committee
    INR Indian Rupee
    IODP Integrated Officers Development Programmes
    IOTT Input-Output Transaction Table
    IP Interest Payment
    IPAs Issuing and Paying Agents
    IPCC Inter-Govermental Panel on Climate Change
    IPCs Irrevocable Payment Commitments
    IPDIs Innovative Perpetual Debt Instruments
    IPOs Initial Public Offerings
    IP-RR Interest Payment-Revenue Receipt
    IRB Internal Ratings Based
    IRBI Industrial Reconstruction Bank of    India
    IRDA Insurance Regulatory and Development Authority
    IRFs Interest Rate Futures
    ISA Information Systems Audit
    ISACA Information Systems Audit and Control Assessment
    ISDA International Swaps and Derivative    Association
    ISIC International Standard Industrial     Classification
    ISMS Information Security Management System
    ISO International Standards Organization
    IT Information Technology
    IT-BPO Information Technology – Business Process Outsourcing
    ITEs Intra Group Transactions and Exposures
    ITRS International Transaction Reporting     System
    IWGEDS International Working Group on    External Debt Statistics
    IWMP Integrated Watershed Management Programme
    JLG Joint Liability Group
    JNNURM Jawaharlal Nehru National Urban Renewal Mission
    KCCs Kisan Credit Cards
    KVIBs Khadi and Village Industries Boards
    KVIC Khadi and Village Industries Commission
    KYC Know Your Customer
    LAF Liquidity Adjustment Facility
    LAMPS Large sized Adivasi Multipurpose Societies
    LAS Loan & Advances by States
    LB Lowest daily outstanding Balance
    LBD Land Development Bank
    LBS Locational Banking Statistics
    LCD Liquid Crystal Display
    LERMS Liberalised Exchange Rate Management System
    LIBOR London Inter-Bank Offer Rate
    LIC Life Insurance Corporation of India
    LOI Letter of Intent
    LPA Long Period Average
    LS Level Shift
    LT Long Term
    LTO Long Term Operation
    M1 Narrow Money
    M3 Broad Money
    MA Moving Average
    MASI Management Audit Systems Inspection
    MAT Minimum Alternate Tax
    MBS Mortgage Backed Securities
    MF Mutual Funds
    MFDEF Micro Finance Development and Equity Fund
    MFDF Micro Finance Development Fund
    MFI Micro Finance Institution
    MICR Magnetic Ink Character Recognition
    MIGA Multilateral Investment Guarantee     Agency
    MIS Management Information System
    MMA Macro Management of Agriculture
    MMBCS Magnetic Media Based Clearing System
    MMMFs Money Market Mutual Funds
    MMS Multi Modal Settlements
    MMSE Minimum Mean Squared Errors
    MODVAT Modified Value Added Tax
    MoF Ministry of Finance
    MOF Master Office File
    MoU Memorandum of Understanding
    MPD Monetary Policy Department
    MPI Macro-Prudential Indicators
    MPLS Multi Protocol Label Switching
    MRM Monitoring and Review Mechanism
    MSE-CDP Micro and Small Enterprises Cluster Development Programme
    MSEs Micro and Small Enterprises
    MSMEs Micro, Small and Medium Enterprises
    MSOE Minimum Standards of Operational Efficiency
    MSP Minimum Support Price
    MSS Market Stabilisation Scheme
    MT Mail Transfer
    MTM Mark-to-market
    NAB New Arrangement to Borrow
    NABARD National Bank for Agriculture and Rural Development
    NAC(LTO) National Agricultural Credit (Long    Term Operatiion)
    NAIO Non Administratively Independent Office
    NAS National Account Statistics
    NASSCOM National Association of Software and Services Companies
    NASSCOM National Association of Software and Services Companies
    NAV Net Asset Value
    NBC Non-Banking Companies
    NBFC Non Banking Financial Companies
    NBFC-D Deposit taking NBFC
    NBFC-ND Non deposit taking NBFC
    NBO National Building Organisation
    NCR National Capital Region
    NDA Net Domestic Asset
    NDS Negotiated Dealing System
    NDS-OM Negotiated Dealing System – Order Matching
    NDTL Net Demand and Time Liability
    NEC Not Elsewhere Classified
    NECS National Electronic Clearing System
    NEER Nominal Effective Exchange Rate
    NEFT National Electronic Funds Transfer
    NFA Non-Foreign Exchange Assets
    NFA Net Foreign Assets
    NFD Net Fiscal Deficit
    NFS National Financial Switch
    NFSM National Food Security Mission
    NGO Non-Governmental Organization
    NHB National Housing Bank
    NHB National Housing Bank
    NIBM National Institute of Bank Management
    NIC National Informatics Centre
    NIF Note Issuance Facility
    NIF National Investment Fund
    NIMSME National Institute for Micro, Small and Medium Enterprises
    NIPFP National Institute of Public Finance and Policy
    NNML Net Non-Monetary Liabilities
    NOC No Objection Certificate
    NOF Net Owned Funds
    NPA Non-Performing Assets
    NPAs Non-Performing Assets
    NPCI National Payments Corporation of India
    NPD Net Primary Deficit
    NPRB Net Primary Revenue Balance
    NPS New Pension Scheme
    NPV Net Present Value
    NR(E)RA Non-Resident (External) Rupee Account
    NR(E)RA Non-Resident (External) Rupee Account
    NR(NR)RA Non Resident (Non Repatriable) Rupee
    NRAA National Rain Fed Area Authority
    NRE Non-Resident External
    NREGS National Rural Employment Guarantee Scheme
    NRG Non-Resident Government
    NRI Non-Resident Indian
    NRRDA National Rural Road Development Agency
    NSC National Statistical Commission
    NSE National Stock Exchange
    NSM Note Sorting Machine
    NSSF National Small Savings Fund
    NSSO National Sample Survey Organisation
    OBCs Other Backward Classs
    OBE Off-Balance Sheet Exposures
    OD Over Draft
    OD Overdraft
    ODA Official Development Assistance
    ODI Offshore Derivative Instruments
    OECD Organisation for Economic Co-operation and Development
    OFI Other Financial Institutions
    OLTAS OnLine Tax Accounting System
    OLTAS Online Tax Accounting System
    OMO Open Market Operations
    OMS Open Market Sales
    OPEC Organisation for Petroleum Exporting Countries
    ORFS Online Returns Filing System
    OSCB Other Indian Scheduled     Commercial Bank
    OSMOS Off-Site Monitoring and Surveillance
    OTC Over-the-counter
    OTS One-Time Settlement
    PACF Partial Auto Correlation Function
    PACS Primary Agriculture Credit Societies
    PAD Public Accounts Department
    PAN Permanent Account Number
    PCA Prompt Corrective Action
    PCARDB Primary Cooperative Agriculture  and Rural Development Bank
    PCPS Perpetual Cumulative Preference Shares
    PD Primary Deficit
    PDAI Primary Dealers Association of India
    PDI Perpetual Debt Instruments
    PDO Public Debt Office
    PDs Primary Dealers
    PDS Public Distribution System
    PE Private Equity-Negotiated Dealing System
    PES Public Enterprises Survey
    PF Provident Fund
    PFCE Private Final Consumption Expenditure
    PFRDA Pension Fund Regulatory and Development Authority
    PGPBF Post Graduate Programme in Banking & Finance
    PIO Persons of Indian Origin
    PIT Personal Income Tax
    PMEGP Prime Minister Employment Generation Programme
    PMLA Prevention of Money Laundering Act
    PMRY Prime Minister’s Rojgar Yojana
    PNB Punjab National bank
    PNCPs Perpetual Non-Cumulative Preference Shares
    PO Principal Office
    POL Petroleum, Oil and Lubricants
    PPP Public Private Partnership
    PRB Primary Revenue Balance
    PSBs Public Sector Banks
    PSE Public Sector Enterprises
    PSS Act Payment & Settlement Systems Act
    PSUs Public Sector Undertakings
    PUC Paid Up Capital
    QCBS Quality and Cost Based Selection
    QIB Qualified Institutional Buyer
    QIP Qualified Institutional Placement
    QMS Quality Management System
    QRR Quick Review Report
    R&D Research & Development
    RBI Reserve Bank of India
    RBIA Risk Based Internal Audit
    RBSC Reserve Bank Staff College
    RCC Regional Complaints Committee
    RCs Reconstruction Companies
    RCS Registar of Co-operative Societies
    RD Revenue Deficit
    RDBMS Relational Database Management     System
    RE Revenue Expenditure
    RE Revised Estimates
    REC Rural Electrification Corporation
    REER Real Effective Exchange Rate
    REGP Rural Employment Generation Programme
    RFC Residents Foreign Currency
    RIB Resurgent India Bonds
    RIDF Rural Infrastructure Development Fund
    RKVY Rashtriya Krishi Vikas Yojana
    RLA Recoveries of Loans & Advances
    RLC Repayment of Loans to Centre
    RMB Renminbi (Chinese)
    RNBC Residuary Non-Banking Companies
    RNCPS Redeemable Non-Cumulative Preference Shares
    RO Regional Office
    RoA Return on Assets
    RoCs Registrars of Companies
    ROE Return on Equity
    ROSC Report on Observance of Standards and Codes
    RPA Rupee Payment Area
    RPCD Rural Planning and Credit Department, RBI
    RR Revenue Receipts
    RRB Regional Rural Bank
    RRBs Regional Rural Banks
    RTGS Real Time Gross Settlement
    RTI Right to Information
    RTP Reserve Tranche Position
    RTP Reserve Tranche Position
    RUF Revolving Underwriting Facility
    RWA Risk Weighted Asset
    SAARC South Asian Association for Regional Co-operation
    SACPs Special Agricultural Credit Plans
    SAD Single Administrative Document
    SAM Social Accounting Matrix
    SAMIS Service Area Monitoring and Information System
    SAP State Agricultural Plan
    SARFAESI Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest
    SAS Statistical Analysis System
    SCARDB State Cooperative Agriculture and Rural Development Bank
    SCB State Cooperative Bank
    SCB Scheduled Commercial Bank
    SCS Size Class Strata
    SCs Securitisation Companies
    SDDS Special Data Dissemination Standards
    SDLs State Development Loans
    SDR Special Drawing Right
    SDR Special Drawing Rights
    SEBI Securities and Exchange Board of India
    SEBs State Electricity Boards
    SEZs Special Economic Zones
    SFC State Financial Corporation
    SFCs State Finance Corporations
    SFMS Structured Financial Messaging System
    SFURTI Scheme for Fund for Regeneration of Traditional Industries
    SGL Subsidiary General Ledger
    SGSY Swarnajayanthi Gram Swarrojgar     Yojana
    SHGs Self Help Groups
    SI SPA Systems Improvement Scheme under Special Project Agriculture
    SIDBI Small Industries Development Bank of India
    SIDC State Industrial Development Corporation
    SIFI Systemically Important Financial Intermediaries
    SIPS Systemically Important Payment System
    SITP Scheme for Integrated Textile Parks
    SIVs Structured Investment Vehicles
    SJSRY Swarna Jayanti Shahari Rojgar Yojana
    SLA(IC) Sundry Liabilities Account (Interest Capitalisation)
    SLAF Second Liquidity Adjustment Facility
    SLB Securities Lending and Borrowing
    SLBC State Level Bankers’ Committee
    SLR Statutory Liquidity Ratio
    SLRS Scheme for Liberation & Rehabilitation of Scavangers
    SMEs Small and Medium Enterprises
    SMG Standing Monitoring Group
    SMO Special Market Operations
    SNA System of National Accounts
    SPMCIL Security Printing and Minting Corporation of India Ltd.
    SPV Special Purpose Vehicle
    SREP Supervisory Review and Evaluation Process
    SRMS Self Employment Scheme for Rehabilitation of Manual Scavangers
    SRWTO Small road & Water Transport Operators
    SSI Small Scale Industries
    SSS Securities Settlement System
    SSSBEs Small Scale Service & Business    Enterprises
    StCB State Co-operative Bank
    STCRC Short-Term Co-operative Rural Credit
    STOs State Treasury Offices
    STR Suspicious Transaction Report
    STRIPS Separate Trading for Registered Interest and Principal of Securities
    SWG Second Working Group on Money    Supply
    TAC Technical Advisory Committee
    TAFCUBs Task Force for Urban Co-operative Banks
    TAG Technical Advisory Group
    TALF Term Asset-Backed Securities Loan Facility
    TBs Treasury Bills
    TC Temporary Change
    TFC Twelfth Finance Commission
    TFCI Tourism Finance Corporation of India
    TFP Total Factor Productivity
    TFTS Trade for Trade Settlement
    TIN Tax Information Network
    TMSM Training Methods and Skills for Managers
    TMT Thermo Mechanically Treated
    ToRs Terms of References
    TS Trend Stationary
    TT Telegraphic Transfer
    TUFS Technology Upgraded Fund Scheme
    UBB Uniform Balance Book
    UBD Urban Banks Department
    UCB Urban Cooperative Bank
    UCBs Urban Cooperative Banks
    UCN Uniform Code Number
    UCNs Uniform Code Numbers
    UNDP United Nations Development Programme
    UNICO Umbrella Organisation for Large Cooperative Banks in Europe
    UNIDO United Nations Industrial Development Organisation
    UNME Urban Non-Manual Employees
    US United States
    USD US Dollars
    UTI Unit Trust of India
    UTs Union Territories
    VAR Vector Autoregression
    VaR Value at Risk
    VC Venture Capital
    VPN Virtual Private Network
    WADR Weighted Average Discount Rate
    WEO World Economic Outlook
    WGMS Working Group on Money Supply: Analytics and Methodology of Compilation
    WMA Ways and Means Advances
    WPI Wholesale Price Index
    WSS Weekly Statistical Supplement
    WTO World Trade Organisation
    XBRL eXtensible Business Reporting Language
    XML Extensible Markup Language
    YTM Yield to Maturity
    ZO Zonal Office
    ZTC Zonal Training Centre
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