Category Archives: Finance Article

  • Crowd Funding

    Posted on December 8, 2016 by Admin in Finance Article.

    Crowd funding is an exercise of funding a project or idea by raising small amounts of contribution money from a large number of crowd, mostly done through online resources. Crowd funding offers individuals and groups a chance to showcase their ideas, businesses and projects to the world. Every campaign or project has a goal with […]

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  • Ringfencing

    Posted on December 8, 2016 by Admin in Finance Article.

    Ringfencing is a process of separating out company’s assets, profits or business of a particular entity to form a subsidiary for legal, taxation or regulatory purposes. It’s a technique to isolate risks & losses associated with one entity from the rest of the business. Though after ringfencing the company is legally & financially separated with […]

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  • Repurchase Agreements – Repo

    Posted on February 28, 2016 by Admin in Banking, Finance Article.

    Repurchase agreement also known as Repo in financial industry is an agreement between the repo seller to take a loan on the collateral security and to buy-back the collateral after a pre-specified duration or at a pre-specified date. In this agreement, the holder of the security (mainly government security, treasury bills, stocks, bonds, loans etc) […]

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  • Currency Pegging

    Posted on January 23, 2016 by Admin in Economics, Finance Article.

    Foreign Exchange rate is the price/value of a foreign currency expressed in another base currency. Exchange rates may either be fixed or flexible depending on the strategy taken by the respective governments. An exchange rate is flexible or free to move when two countries agree to let the external and other market forces establish the rate […]

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  • Asset Liability Management

    Posted on January 20, 2016 by Admin in Banking, Finance Article.

    Asset Liability management (ALM) is a tool to manage assets and investments based on liabilities of a firm including bank, insurance companies and other firms by managing interest rate risk and liquidity risk faced by them. This is done by managing risks which arises from mismatches between the assets and liabilities of the firm. The […]

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  • Bank Run (Run on a Bank)

    Posted on March 30, 2014 by Admin in Banking, Finance Article.

    In this section, we will discuss about “Bank Run” or “Run on a Bank” which is an important topic related to Banking Industry. Looking back in most recent case, when famous Investment bank Lehman Brothers filed bankruptcy in September 2008, ICICI Bank UK Plc held exposure of 57 million Euros in the Senior Bonds of […]

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  • Bridge Loan

    Posted on March 30, 2014 by Admin in Banking, Finance Article.

    A bridge loan (also known as “Swing loan” or “Caveat loan”) mortgage is an interest only loan, secured on your current property, to allow the proceeds to be used for buying new property, before selling the existing property. A bridge loan is. It is a short-term loan typically taken out for a timeframe of 1 […]

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  • Leveraged Buyout (LBO)

    Posted on March 23, 2014 by Admin in Different Types of Funds, Finance Article.

    Leveraged Buyout (LBO) is a term which is used to indicate the leverage or loan taken to buy out a company by the current management or employees or any other private equity firm. The key idea is to fund the cost of acquisition mainly by taking loans from other financial institutions rather than using own […]

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  • What is Bitcoin

    Posted on March 22, 2014 by Admin in Banking, Finance Article.

    Nowadays we heard a lot about Bitcoin currency which was recently banned by the Reserve Bank of India. This is a peer-to-peer payment system network and digital currency which was not used throughout the world and not regulated by any Central Bank. As it is used across all the countries in the same form, it […]

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  • Sub Prime Crisis 2008 – 4

    Posted on November 1, 2011 by admin in Finance Article.

    Long term effect and recession After incurring huge losses in the sub prime mortgage lending section, Government has bailed out AIG and the bigUSbanks with the tax payer’s money. Merrill Lynch was sold to Bank of America at throw away price of USD 50 million and Lehman Brothers’ collapse wiping out whopping USD 700 billion […]

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