• Finance Quiz – 16

    151 Credit Appraisal focuses on which of the following factors?
      A) Borrower/Management Appraisal
      B) Technical Appraisal of the Project
      C) Market Appraisal determining the viability of the Project
      D) All of the above
       
    152 Which Of the Following is not Part of Assets in Balance Sheet?
      A) Cash at Vault and Deposits held with other depository institutions
      B) Investments in interest earning government securities
      C) Loans and Lease Finances allowed to customers
      D) Deposits made by various customers
       
    153 For Banks, which of the following are example of ‘OFF BALANCE SHEET’  items?
      A) Standby Credit Agreements, in which a bank pledges to guarantee repaying of a customer’s loan borrowed from a third party.
      B) Interest rate swaps, in which a bank promises to exchange interest payments on debt securities with another party
      C) Loan Commitments, in which a bank pledges to lend up to a certain amount of funds until the commitment matures
      D) All of the Above
       
    154 Which in the list is not included in the five forces of competition?
      A) Strategy and corporate planning
      B) Buyers’ burgaining power
      C) Threat of Substitute
      D) Suppliers’ burgaining power
       
    155 Which of the following are part of Liability side in Balance Sheet?
      A) Deposits made by various customers
      B) Equity Capital representing long term funds that the owners have contributed to the bank
      C) Borrowings of funds by the bank – non deposit borrowings from money and capital markets
      D) All of the Above
       
    156 In the Assets of the Balance Sheet, which component consists of major portion of Bank Folio?
      A) Loans and Lease Finances allowed to customers
      B) Cash at Vault and Deposits held with other depository institutions
      C) Investment in interest earning government securities
      D) Deposits made by the various customers
       
    157 Which of the following factors includes in the Client’s Financial Plan for project finance?
      A) The Length of time the client plans to invest the funds
      B) The availability of emergency cash
      C) The Preferred risk level for investments choices
      D) All of the Above
       
    158 Mortgage lending products does not include
      A) Second Mortgage loans
      B) Leasing
      C) Residential Mortgage Loans
      D) Home Equity Loans
       
    159 The advantages for Mortgage loans is/are?
      A) Easy to identify and Durable
      B) It cannot be easily moved elsewhere
      C) Possible to ascertain its market value
      D) All of the above
       
    160 Disadvantages of Mortgage loans include:
      A) Excess supply and less demand
      B) Deflationary trends
      C) Disposing difficulty at short notice at anticipated fair value
      D) All the above

     

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