• Banking Quiz -64

    631 Which of the following is the Principal Liability of the Banks?
      A) Deposits
      B) Non Deposit Borrowings
      C) Equity Capital
      D) Loans
       
    632 Short fall in fulfilling the targets of Priority sector and agricultural finance by domestic commercial banks shall be deposited with which of the below entity?
      A) RIDF
      B) SIDBI
      C) RBI
      D) IDBI
       
    633 Which of the following are example of ‘OFF BALANCE SHEET’  items?
      A) Standby Credit Agreements, in which a bank pledges to guarantee repaying of a customer’s loan borrowed from a third party.
      B) Interest rate swaps, in which a bank promises to exchange interest payments on debt securities with another party
      C) Loan Commitments, in which a bank pledges to lend up to a certain amount of funds until the commitment matures
      D) All of the Above
       
    634 While quoting exchange rate, if the unit of foreign currency is kept constant and value expressed in terms of variable home currency
      A) Direct quotation
      B) Indirect quotation
      C) Variable quotation
      D) None of these
       
    635 When the unit of home currency is kept constant and unit of home currency is expressed in terms of variable units foreign currency
      A) Direct quotation
      B) Indirect quotation
      C) Variable quotation
      D) None of these
       
    636 The Principal Source of Bank’s Revenue is dependant on which of the following?
      A) Income from Cash Assets
      B) Miscellaneous Income
      C) Loans and Securities
      D) Deposit Costs
       
    637 LIBOR stands for?
      A) London Interbank Offered Rate
      B) London Intra bank Offer Rate
      C) London
      D) None of these
       
    638 Banks can increase the net income by the following options?
      A) Improving Tax Management to reduce tax liabilities
      B) Shifting their preferences towards less costly deposits and other borrowings
      C) Increasing the average yield on each asset
      D) All of the Above
       
    639 Which of the following are part of the Financial Outflows of Banks?
      A) Deposit Costs
      B) Non Deposit Borrowing Costs
      C) Salaries and wages expenses
      D) All of the Above
       
    640 Which of the following is not an imperfect note?
      A) Washed note
      B) Bleached note
      C) Mutilated note
      D) Oiled note

     

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