• Banking Quiz -49

    481 Contract that enables the lessee to secure the use of a tangible asset over a specified period of time by making payment to the lessor, is termed as?
      A) Leasing
      B) Pooling
      C) Securitization
      D) None of these
    482 Participatory Notes (PNs) are associated with which in the list?
      A) Consolidated Funds of India
      B) Reserve Bank of India
      C) Public Accounts Committee
      D) Foreign Institutional Investors
    483 Which of the following is not an asset of a bank?
      A) Notes and small coins
      B) Overdue recurring deposits
      C) Short term loans
      D) Staff advances
    484 In USA, The FRS is
      A) An independent central bank
      B) Composed of Board of Governors and 12 regional Federal Reserve Banks
      C) Major component FOMC consists of members of board of Governors, president of Federal Reserve bank of New York and president of 4 other Federal reserve banks.
      D) All of the above
    485 When the interest rates tend to move upward, which is the most common scenario?
      A) Lenders prefer to offer fixed rate mortgage
      B) Borrowers prefer fixed rate mortgage
      C) Borrowers prefer ARMs
      D) None of these
    486 Monthly repayments of mortgages depend on the
      A) Size of loan
      B) Interest rate
      C) Maturity
      D) All of the above
    487 Which in the below list is responsible for the development of small and micro industries in India?
      A) RBI
      B) SIDBI
      C) IFCI
      D) NABARD
    488 The mortgage which are not insured are known as
      A) Conventional Mortgage loans
      B) Non-Conventional Mortgage loans
      C) Both of them
      D) None of them
    489 This act eroded the lines of business barriers, allowing banks to acquire securities and insurance firms and vice versa
      A) Glass-Steagall Act
      B) Gramm-Leach-Bliley(1999) Act
      C) Federal Reserve Act
      D) None of these
    490 Which in the list is not included in the five forces of competition?
      A) Strategy and corporate planning
      B) Buyers’ burgaining power
      C) Threat of Substitute
      D) Suppliers’ burgaining power


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