• Banking Awareness Quiz – 95

    941 Which in the below list is correct about an Equity Fund?
      A) It gives fixed returns
      B) It invests primarily in shares
      C) It invest in both debt and shares
      D) It assures growth in value
    942 In context with the banking, Intermediation cost refers to ___________________,
      A) Sales and Administration Expenses
      B) Total operating expenses
      C) Total non-interest expenses
      D) None of These
    943 The Government uses which in the below list as last resort in deficit financing?
      A) External Borrowing
      B) Internal Borrowing
      C) Printing Currency
      D) None of These
    944 In context with the Capital Adequacy Ratio of 9%, if a bank has lent Rs. 100, the Bank must have a capital base of at least _________________?
      A) Rs. 90
      B) Rs. 109
      C) Rs. 91
      D) Rs. 9
    945 Which refers to the “Statement of Financial Position” as per the Financial Statements released under IFRS?
      A) Balance Sheet
      B) Income Statement
      C) Profit and Loss Statement
      D) Fund Flow Statement
    946 After recommendations of which in the below list of committees, Universal Banking got properly conceptualized in India?
      A) Usha Thorat Committee
      B) R H Khan Committee
      C) S L Kapoor Committee
      D) Y V Reddy Committee
    947 Which in the below list of committees advises RBI on Monetary policy?
      A) Monetary Policy Committee (MPC)
      B) Financial Stability and Development Council (FSDC)
      C) Technical Advisory Committee (TAC)
      D) None of These
    948 Which bank had issued first Credit Card of the world successfully?
      A) Bank of America
      B) Royal Bank of Scotland
      C) CitiBank
      D) Barclays Bank
    949 Which regulatory authority regulates opening of bank accounts overseas by Indian residents and all the outward or inward transfer of funds through authorized channels?
      A) Ministry of External Affairs
      B) Ministry of Finance
      C) SEBI
      D) Reserve Bank of India
    950 Which in the below list of authorities appoints a Deputy Governor in Reserve Bank of India?
      A) Governor of RBI
      B) Ministry of Finance
      C) Central Government
      D) Committee of the Central Board


    Check below for Answers:











    941 Ans) It invests primarily in shares
    942 Ans) Total operating expenses
    943 Ans) Printing Currency
    944 Ans) Rs. 9
    945 Ans) Balance Sheet
    946 Ans) R H Khan Committee
    947 Ans) Technical Advisory Committee (TAC)
    948 Ans) Bank of America
    949 Ans) Reserve Bank of India
    950 Ans) Central Government


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