• Participatory Notes (P-Notes)

    Posted on March 2, 2016 by Admin in Capital Market.

    Participatory Notes, also known as P-Notes, are used by foreign investors who don’t want to register themselves with Indian Capital market regulator SEBI directly but still wish to invest in Indian stock market. The brokers buy India-based shares or bonds and then issue corresponding participatory notes to investors in return. Usage of P-Notes is restricted […]

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  • Clearinghouse or CCP

    Posted on March 2, 2016 by Admin in Capital Market, Derivatives.

    Clearing house plays an important role for clearing of derivatives trades to reduce credits risks involved in the trade. Clearing house provides clearing and settlement services for mainly derivatives and securities transactions. Clearing house helps to clear a trade for two clearing participants in order to reduce risk, especially Credit risk. Clearing house reduces risk […]

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  • Repurchase Agreements – Repo

    Posted on February 28, 2016 by Admin in Banking, Finance Article.

    Repurchase agreement also known as Repo in financial industry is an agreement between the repo seller to take a loan on the collateral security and to buy-back the collateral after a pre-specified duration or at a pre-specified date. In this agreement, the holder of the security (mainly government security, treasury bills, stocks, bonds, loans etc) […]

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  • Reverse Mortgage

    Posted on February 28, 2016 by Admin in Banking.

    A reverse mortgage is a special type of insured loan that allows the elderly (more than 62 years age) to borrow against the equity in their home. It helps them to withdraw tax free cash from their homes, while retaining the right to live there till they want, without any monthly interest or principal payments. […]

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  • Consumer Price Index – CPI

    Posted on February 23, 2016 by Admin in Economics.

    Consumer Price Index or CPI is a measure of average change of prices of the various essential consumer goods and services purchased by households over a period of time. It is calculated by periodically collecting the prices of sample items from sample locations. It plays an important role in all the financial decisions of banks […]

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  • Cash Reserve Requirement (CRR)

    Posted on February 23, 2016 by admin in Banking.

    Cash Reserve Requirement or Cash Reserve Ration (CRR) mandates the banks to hold a certain percentage of the deposit in the form of cash or cash equivalents. Banks can lend the rest of the money to the lenders after maintaining the reserve ratio or requirement. Banks do not normally keep the reserved cash with them; […]

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  • ARM – Adjustable Rate Mortgage

    Posted on February 14, 2016 by Admin in Banking.

    An ARM (Adjustable Rate Mortgage) is a particular type of mortgage scheme in which the interest rates are flexible or adjustable or variable in nature. It means that the interest rates change based on any particular index (example LIBOR) and it is more or less adjusted in a way to always benefit the lender irrespective […]

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  • RuPay- Indian own card payment network

    Posted on February 14, 2016 by Admin in Banking.

    RuPay is a domestic plastic card scheme launched by the National Payments Corporation of India (NPCI) for using within India. This scheme was launched with the aim to fulfill the Reserve Bank of India’s desire to have India’s own domestic and multilateral payments payment system just like VISA or Mastercard. RuPay facilitates electronic payment at all Indian banks, ATMs and financial […]

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  • Dodd-Frank Financial Regulatory Reform Bill

    Posted on January 25, 2016 by Admin in Capital Market, Derivatives.

    After the 2008 subprime crisis and near-collapse of the U.S. economy due to improper use of complex derivatives and subprime loans in the housing market, US Congress has passed the Dodd-Frank Financial Regulatory Reform Bill on 30th June 2010 which was named after Senator Christopher J. Dodd and U.S. Representative Barney Frank. The Senate approved […]

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  • Currency Pegging

    Posted on January 23, 2016 by Admin in Economics, Finance Article.

    Foreign Exchange rate is the price/value of a foreign currency expressed in another base currency. Exchange rates may either be fixed or flexible depending on the strategy taken by the respective governments. An exchange rate is flexible or free to move when two countries agree to let the external and other market forces establish the rate […]

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  • Index Funds

    Posted on January 23, 2016 by Admin in Capital Market, Different Types of Funds.

    It is a type of fund that is designed to replicate the benchmark indexes which are S&P, DowJones, Sensex, Nifty etc. Most popular index fund is Standard & Poor 500 index which tracks 500 US listed companies from various industries. It can be done by selecting the same member securities which constitute the benchmark index […]

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  • Unified Managed Accounts

    Posted on January 20, 2016 by Admin in Banking.

    Unified Managed Accounts came from Multiple Strategy Accounts terms which came from the term Separately Managed Accounts. To be precise, “Unified Managed Accounts” can have one account, multiple products with multiple strategies while “Separately Managed Accounts” can have one account, one product and one strategy and “Multiple Strategy Accounts” can have one account, one product […]

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  • Asset Liability Management

    Posted on January 20, 2016 by Admin in Banking, Finance Article.

    Asset Liability management (ALM) is a tool to manage assets and investments based on liabilities of a firm including bank, insurance companies and other firms by managing interest rate risk and liquidity risk faced by them. This is done by managing risks which arises from mismatches between the assets and liabilities of the firm. The […]

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  • IBPS Published PO 2015 Recruitment Notification

    Posted on June 28, 2015 by Admin in IBPS Alert/News.

    IBPS has published notification for 2015 PO Recruitment. Like SBI PO, IBPS will also have prelim exam. The 3 phases will be as follows:- Phase 1- Preliminary Exam – 3 sections, English 30 marks, QA 35 marks, Reasoning 35 marks Composite time – 1 Hour Phase 2- Main Exam – Regular IPBS PO format. 5 […]

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  • IBPS published notification of RRB CWE IV Exam

    Posted on June 16, 2015 by Admin in IBPS Alert/News.

    IBPS has published notification of IBPS RRB CWE IV which will be the first IBPS exam for this year. The tentative schedule of events is as follows: Activity with Date On-line registration including Edit/Modification of Application by candidates: 08.07.2015 to 28.07.2015 Payment of Application Fees/Intimation Charges (Online): 08.07.2015 to 28.07.2015 Download of call letters for […]

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